Mortgage Appointment
Please bring the following information to your appointment so that the appointment is as productive as possible.
Required documents
Last three months' wage slips and details of any guaranteed overtime, bonus or commission
If you are self-employed, you will need to bring the last three years' proof of accounts, Tax Calculations and Tax Year Overviews, please click here for further information
Last three months' bank statements (internet statements are fine, but they must show your name and account number)
Details of existing mortgage/s – ideally your last mortgage statement if we did not arrange the original mortgage
Details of existing loans or credit card commitments
Proof of deposit, such as your last savings account statement, if applicable
Identification e.g. passport or driving licence
Proof of address e.g. utility bill dated within last three months
P60 (if available)
It is helpful to have on hand a credit report. These can be obtained free online using the following link:- https://www.creditkarma.co.uk/
To obtain an Agreement in Principle (AIP), we have to have proof of identification, address and income on file.
Protection/Insurance Appointment
A protection review should take around an hour and it would be useful if you could have:
Any benefits from your employer e.g. death in service and sick pay
The amount outstanding on your mortgage