What we can offer you:
A buy to let mortgage is a loan for purchasing or refinancing residential property which is let to tenants rather than lived in by the borrower.
Whether you have a vast property portfolio or just one property that you let, we can advise you on the best available products for your circumstances.
When applying for a buy to let mortgage it’s important that you understand the following:
Interest rates on a buy to let mortgage tend to be higher than for a residential mortgage
You will typically need a larger deposit; usually 25% of the property’s value
You will be offered a mortgage based on the rental income, however some lenders will also take your personal income into account when assessing how much you can borrow
We are experts in the following:
First time landlords
HMOs
Limited Company buy to lets
Non-portfolio landlords
Student lets
Portfolio landlords – people which own more than 3 mortgaged buy to let properties